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Why Reliable Insurance Is Essential: True Stories from Real People

By CAA Saskatchewan

We are always told how important it is to have good insurance, so you are prepared for anything that comes your way. In theory, we all agree...but how many of us have made finding the best policy a priority? Maybe you feel like it’s too expensive, or it’s something you will get around to eventually. None of us expect that something bad will happen to us! 

At CAA Insurance, we are passionate about providing the people of Saskatchewan with the best policies for their real lives. But today, instead of telling you how important insurance is, we thought we’d show you by featuring real-life stories from people around the province! Let’s see how valuable insurance can really be. 

Maritimes Mishap 

For Canada’s 150th birthday back in 2017, Joanne C. was excited to spend some time on the East Coast to celebrate! After a fun morning of geocaching in Digby, she returned to her rental car to discover that it had been involved in a hit-and-run. Lucky for her, they had parked in front of a florist who saw the whole thing and also had cameras out front to see what happened. With witness statements in hand, they were able to report the incident to the RCMP and then proceeded to contact their insurance provider. They were told not to worry about a thing because the provider would take care of it!  

They went on to catch their planned ferry to Saint John and after another conversation with the insurance team, they were able to secure a car rental at no cost to them and enjoy the rest of their vacation worry-free. They returned the rental at the end of the trip, and the rental company assured them that their insurance was taking care of everything! 

Upon returning home, they sent Tim Hortons gift cards to the witnesses who helped them to express their gratitude—they said they were grateful to see the kindness of Maritime residents in this experience! Joanne says: “we will always carry good insurance because you never know when you will need it.” Her story proves how important it is to have that coverage in place! 

Hawaiian Headache 

Peter W. wanted to enjoy a relaxing vacation in Maui with his wife last year, but Mother Nature had other plans! They rented a car to get around the island and after a massive overnight storm, the parking lot of their condo rental was flooded, leaving damage inside the car. They got a replacement car, and after contacting their insurance provider, everything was handled for them! The team dealt with the rental company, communicated by email or, when a phone call was necessary, respected the 4-hour time change and provided great customer service. This allowed them to focus on enjoying their vacation instead of stressing about the situation. They were grateful for their coverage when the $12,000 bill showed up knowing they only needed to pay their $50 deductible! 

Hail Hazard 

A trip to Costco can be costly—there are so many treasures to discover inside! But Anne Kristine C. wasn’t expecting a $25,000 bill when she visited the store in May 2022. While parking, a hailstorm arrived, and she watched with her husband as strong winds and large hailstones battered their vehicle. All they could do was hope the windows stayed intact—thankfully, they did! After 15 tense minutes, the storm subsided, and they saw that their 2-month-old vehicle—a gift she’d purchased for her husband when he moved to Canada a few months prior—was severely damaged. 

The assessment showed $25,000 worth of damage, but Anne Kristine says she was thankful to know her auto insurance would cover it! After paying her deductible, the vehicle went in for repairs and was returned to them 6 weeks later, looking brand new once again. She says: “It was a crazy and unforgettable experience.” Sounds like it—good thing she was prepared with a solid insurance policy! 

Bear-y Bumpy 

Wendy W. loves to spend her summers at a cottage on beautiful Shuswap Lake in south-central BC. Her cottage is accessible only by a narrow, winding and partially unpaved logging road, so they try to limit trips to town, so they don’t need to spend too much time on this rough, bumpy road. We are sure many wonderful memories have been made on these trips, but Wendy shared a crazy one they won’t soon forget with us! 

While driving past their local apple orchard one afternoon, they saw a small black bear dart into the road. They weren’t driving too fast so they were able to swerve and avoid the little guy. Feeling relieved, they were about to continue their drive when the bear decided to run right back in front of them, making contact with their front bumper! Seemingly unphased, the bear ran back into the woods, but their bumper was not so lucky—their park assist camera was damaged, and the bumper had a crack. They couldn’t believe how much damage was left from such a small incident! 

Wendy had CAA Auto Insurance and was grateful to learn that it covered all the damage since wildlife contact was included in the policy. She said there were eyebrows raised by the story when she called it in—it sounds like a crazy story, after all! She appreciated the service she received and was thankful she had the insurance in place to save the day. 

Get CAA Insurance Today 

As you can see, having the right insurance in place can really make a difference! These stories are all about auto insurance, but the same lesson rings true for any kind of insurance. CAA Insurance is here to help! Our team will help you find the policy that suits your budget and your situation, so you have the coverage you need. Reach out for a quote online, by phone at 1-844-393-EASY, or by visiting one of our store locations. 

Tags: CAA Insurance