In the world of insurance, there are many factors to consider when choosing the right policies for your needs. However, a lot of misinformation is spread which makes it harder to make the right choice! The CAA Insurance team always strives to ensure our communities are able to get the information they need to get the coverage that works for them. Let’s debunk some myths to help you learn more about insuring your vehicles!
Myth #1: Red cars cost more to insure
Fact: Your rate is actually determined by factors like the make, model, year, safety features, driving record, and where you live. The colour of the vehicle has nothing to do with it! If red is your favourite colour, feel free to enjoy driving in style.
Myth #2: Minimum liability coverage is enough
Fact: This level of insurance is required by law, but it might not provide adequate coverage for everything that could happen! Reviewing your policies as a vehicle owner is important, so you know what is covered and what is not. Additional insurance like CAA’s Auto Extension Coverage can help provide something more comprehensive!
Myth #3: Loyalty to my insurance company guarantees the best rate
Fact: Finding the best rates means looking around at different providers! All companies do not charge the same, so your rates will depend on a large number of factors. Some providers might even have discounts for certain circumstances—for example, if you are a CAA Member, you might be eligible for discounts from us!
Myth #4: It costs more to insure 2-door cars than 4-door cars
Fact: This doesn’t impact your rate! Refer to myth #1—many factors determine your rate, but the number of doors is not one of them.
Myth #5: Only CAA Members can get CAA Insurance
Fact: Anyone can take advantage of the great coverage, rates, and service from the CAA Insurance team! While being a Member means you can enjoy discounts on your rates, you are not required to be a Member to choose us for your insurance needs.
Get CAA Auto Insurance Today!
Now that you know the truth behind these myths, we hope you can make a more informed decision about your own auto needs. The CAA Insurance team across Saskatchewan is happy to help you choose the best package, so you can feel secure knowing you are covered for all the bumps in the road. To get started, you can call 1-800-564-6222 or visit a CAA store! Get more info about our insurance on our website.