Family in car
read

Why Basic Insurance Might Not Be Enough for Your Next Road Trip

July 09, 2026

Summer in Saskatchewan means road trips, weekend getaways, and plenty of time behind the wheel. For many families, it also means two big milestones: bringing home a new vehicle or watching a teenager become a first-time driver. With more time on the road—and more responsibility riding on it—having the right protection matters.

That’s where CAA Auto Extension Coverage comes in, offering added confidence every time you turn the key.

Extra Peace of Mind for Summer Driving Moments

Whether you’ve just driven off the lot in a new car or you’ve got a new driver heading out for their first solo trips, summer driving can feel exciting—and a little nerve-wracking. Busy highways, road trips, and unpredictable conditions can bring unexpected situations.

CAA Auto Extension Coverage helps take that worry off your shoulders. You can relax knowing your new car is covered for its full value for the first five years, especially when you purchase Replacement Cost Coverage. This provides ten times the liability coverage included with SGI plate insurance, helping protect you from unexpected costs.

When Basic Coverage Doesn’t Go Far Enough

In Saskatchewan, every registered vehicle is covered by the SGI Auto Fund, which meets the basic legal requirements for insurance. This includes basic protection for accidents and injuries, but it might not be enough for families who want more thorough coverage. The standard insurance covers up to $200,000 for damages you might cause to others and has a $700 deductible for your own vehicle's damage.

In reality, the costs from a collision can exceed these limits quickly. CAA Auto Extension Coverage is designed to help close that gap by offering higher liability limits and lower deductibles, helping protect your family and your finances from unexpected expenses.

Key Benefits of CAA Auto Extension Coverage

CAA Auto Extension Coverage is designed to match your family’s everyday driving needs, particularly during the busy summer season.

One of the key advantages is 5-year Replacement Cost Coverage for new vehicles. If your car is written off within the first five years, this coverage helps pay the full cost to replace it, without deducting for depreciation. Plus, there is no deductible for covered damage caused by wildlife, fire, or theft.

If an accident happens, benefits can also include support for income, education, and funeral expenses, offering important financial protection during difficult times. The coverage also offers a transportation allowance, so you can get a rental vehicle while yours is being repaired or replaced—helping you keep your summer plans moving forward.

Additional Perks You Can't Ignore

Beyond the core protection, CAA Auto Extension Coverage also comes with a few extras that just make life easier—especially when things get busy. You can save a more by bundling or insuring more than one vehicle, like combining your auto and home insurance. There’s also windshield protection, so those little summer road-trip chips and cracks don’t turn into bigger headaches later.

If you rent vehicles, downtime coverage is helpful, and the low-interest monthly payment plans help keep things manageable with your budget. Together, these features mean CAA Auto Extension Coverage offers more than just insurance—it delivers everyday peace of mind for wherever the road takes you.

How to Get Started with CAA Auto Extension Coverage

Getting started with CAA Auto Extension Coverage is simple and straightforward for both members and non-members. If you’re not a member, no problem—coverage is still available to you. And if you decide to join, you can connect with our team in-store, by phone, or online.

If you are already a CAA member, you can enjoy exclusive savings, like 10% off when you bundle your home insurance with Auto Extension Coverage. Our team can also walk you through additional member perks and help you make the most of your membership.

Did you know CAA Saskatchewan is also a motor license issuer that can help with vehicle registration information, driver’s license renewal, photo IDs, and permits? It’s one more way we help keep driving in Saskatchewan simple and convenient.

To get started, visit us in-store, call 1-844-393-EASY, or visit us online. Whether you're gearing up for summer road trips, insuring a new car, or helping a new driver get started, CAA Auto Extension Coverage is here to support every mile of your journey.