How to Prep Your Home for Winter—And Why Insurance Matters More Than You Think

Cold snaps, heavy snowfalls, icy winds—winter in Saskatchewan isn’t easy on any of us. It can really do a number on our homes! You can’t stop the weather that’s coming, but you can prepare for it. Take practical steps to ready your home, and rely on insurance for times prevention isn’t enough. CAA is here to guide you to winter success. 

Home Prep Essentials 

There are a few actions you can take now to get your home ready for the season:  

• Inspect your roof and gutters to prevent ice dams and leaks. 

• Seal drafts and windows. This keeps the heat in, the cold out, and energy bills down. 

• Service your furnace to reduce the chance of breakdowns during a cold snap.  

• Protect your pipes with insulation to avoid costly bursts.  

• Prep your yard and exterior by trimming branches, putting away outdoor furniture, and checking for cracks in the sidewalks or your foundation. 

Recommended Reading: Fall Home Maintenance Checklist to Prepare for Winter 

Why Insurance Matters 

Even when you’ve done everything right—cleaned the gutters, sealed the windows, wrapped the pipes—winter has a way of surprising homeowners. A sudden cold snap, a heavy snowfall, or even an unnoticed draft can quickly turn into an expensive problem. That’s where the right home insurance coverage makes all the difference. 

Having coverage that fits your home ensures you’re not left footing the bill when the unexpected happens. And with CAA Home Insurance, you can feel confident knowing your policy is backed by a team that understands the challenges of Saskatchewan winters. 

Before winter settles in, take a few minutes to review your policy and make sure your coverage limits, deductibles, and optional protections are up to date. Because when winter hits, confidence starts with being prepared—and being protected. 

CAA Member Savings 

Winter prep isn’t just about protecting your home—it’s also a great time to make sure you’re getting the most value out of your coverage. While you don’t need to be a CAA Member to get a CAA Insurance policy, it is worth it for the extra savings! CAA Members save 10% on CAA Home Insurance, helping you keep a little extra in your pocket for heating bills, winter gear, or holiday spending. 

Membership also comes with year-round perks that make seasonal prep easier. From discounts on home improvement and travel to CAA Dollars® you can earn and use toward future renewals, it all adds up to smart savings for members. 

So, while you’re sealing windows and checking your furnace, take a moment to check your insurance, too. A few small updates could help you save money and stay protected through whatever winter has in store. 

Prep for Winter Today! 

We hope the tips above will help you be more prepared when winter arrives. The CAA Insurance team is ready to talk to you about your coverage, so you can enter the season with confidence! Call 1-844-393-EASY to get a quote today.  

Don’t forget to consider becoming a CAA Member to enjoy those extra savings—a Value membership is only $10/year!